Neighbourhood Watch Public Liability Insurance 2011
FREE Public Liability Insurance cover for ALL Police registered Neighbourhood Watch schemes in Leicestershire & Rutland.
This free Public Liability Insurance has been designed to allow Schemes / Associations and volunteers to carry out their legitimate roles with protection for their liability and without fear of personal loss.
Ministers have now approved the continuation of the provision of Public Liability Insurance for registered NW schemes and the new policy begins on 1st April 2011.
COVER/LIMITS
Legal liability for injury to the public or damage to their property occurring during the period of insurance within the UK arising from community activities undertaken by employees and authorised volunteers (no age limit applies) in connection with the Neighbourhood Watch movement:
1. organising, arranging, hosting and/or attending specified events with up to 500 attendees at any one time
2. organising, arranging, hosting and/or attending visits to schools and public places for promotional, teaching, training, educational and demonstration purposes provided that any attendees less than 16 years of age are accompanied by their parents, teachers or community group staff
3. liaison with police, and local government authorities, their committees and sub-committees of any tier
4. preparation, sale, or distribution of food or beverages
5. preparation, sale, or distribution of specified products for the advertisement or promotion of, or for the purposes of fundraising on behalf of, the Neighbourhood Watch movement
6. the sale, distribution, installation, siting or servicing of, or the provision of services in relation to, proprietary products for the protection of property or safety by volunteer members
7. the erection and maintenance of signs and posters, including whilst erected, provided that the lower edge of any sign is not less than 2.1 metres (6’ 9”) above the footway
8. organising and co-ordinating search teams
Indemnity limit £5,000,000 any one claim (includes costs and expenses)
Indemnity limit applies to any one period of insurance for Products Liability and Pollution or Contamination
It excludes
£100 excess for third party property damage
Bodily injury to employees and volunteers
Contractual liability
Loss due to incorrect installation, siting or maintenance of any fire or security equipment
Failure of products to perform their intended function
Fines, penalties, punitive, aggravated, multiplied or liquidated damages
Installation, siting, servicing or maintenance work:
* by any commercial organisation or business
* of any surveillance or close circuit television installation
* of any safe or strongroom
Legal action taken against you outside the UK or taken to enforce an award made outside the UK
Medical, surgical, dental, pharmaceutical or therapeutic products
Offshore activities
Professional advice, error or services whether given for a fee or not
Property being worked upon (other than cover provided under the extension for property marking and erection of signs)
Activities undertaken away from school or educational premises involving persons under the age of 16 who are under your direct supervision
Specified community activities:
* motor vehicle window etching
* Boat Watch, Cab Watch, Dog Watch, House Watch, Pet Watch, Pub Watch, Speed Watch, Street Patrol or Street Watch
Events other than events as defined in the policy
Use of mechanically propelled vehicles for which compulsory motor insurance is required
Use of watercraft and craft designed to travel through air or space
